Our Products
At Ekwulobia Microfinance Bank We have several products specifically designed to serve low-income individuals, small businesses, and underserved communities who may not have access to traditional banking. These products are tailored to promote financial inclusion, economic empowerment, savings culture, business growth, and access to credit.
Savings Account
A flexible and secure savings solution tailored for individuals who want to build a healthy saving culture. Enjoy competitive interest rates, access to your funds anytime, and the peace of mind that your money is safe with us.
Current Account
Our current account gives you unlimited access to your funds and smooth transaction capabilities. Ideal for individuals and businesses that need frequent transactions.
Target Savings Account
Our Target savings account is perfect for customers looking to save towards rent, school fees, weddings, travel, or any specific future project. Set a financial goal and reach it with ease.
Daily Savings Account (Esusu Account)
Our daily savings account allows traders, artisans, and market women to save small amounts daily and access funds easily. This traditional savings model which has been redesigned for modern convenience.
Fixed Deposit Account
Grow your funds with higher returns over a fixed period. Invest with us for a set duration and enjoy guaranteed returns.
Salary Advance
You can get up to 50% of your monthly salary upfront before payday. This product is designed for salaried employees to handle emergencies or urgent needs without hassle.
Micro-Lending
Our Short-term micro loans is tailored to support low-income earners, traders, artisans, and small businesses. We offer simple repayment plans to help boost your economic activities.
Small and Medium Enterprise (SME) Lending
Here at Ekwuobia Microfinance Bank, we empower Nigerian entrepreneurs and SMEs with the capital they need to grow their businesses. Our SME loans are tailored to meet your cash flow, expansion, and inventory needs.
Business Advance / Overdraft
Access funds beyond your account balance to meet short-term business obligations. Our Overdraft facility is perfect for businesses with urgent financial needs while awaiting receivables.